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Greenwood Gearhart
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January 2012: Beginning the New Year

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BEGINNING THE NEW YEAR

Investors are ready to close the books on 2011: a roller coaster, round-trip ride ending where we started. Until August of 2011, the United States economy and securities markets were inching forward toward a sustainable growth trajectory, then Standard & Poors downgraded US debt, Congress repeatedly failed to do its work, and sovereign debt issues in Europe reminded everyone that global economic problems persist.

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Greenwood Gearhart
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Fayetteville, Arkansas 72701

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